One of the most wonderful life milestones is purchasing a home. In order to get ready for this, you must be aware of what to anticipate from the procedure. Our team’s comprehensive first-time buyer’s guide will help you enjoy the process as much as possible and lessen the stress associated with purchasing a property.
Can you look at, search for, and eventually make an offer on a house without the assistance of a real estate broker? Yes, in theory, but why would you when brokers like us can relieve a lot of your burden at no expense to you? We will not only set up showings, assist you in finding houses you might be interested in, and eventually handle the offer process; we also have market expertise that you do not. It can be difficult to choose the ideal house; this is where our experience and depth of knowledge are useful. To help you select the ideal house, allow us to take you around a few that fit your ideal requirements.
Getting pre-approved for a home loan provides financial clarity, increases your chances of securing the home you want, and streamlines the overall transaction. The mortgage company may not agree to a particular monthly amount just because you believe you can afford it. In the same way that they might approve you for a mortgage that is too big, they might also approve you for one that is too small. See what amount you can qualify for from a mortgage professional before you set your heart on a particular property. Our team has preferred lenders we know and trust- if you’re interested in getting to know some of our preferred lenders, please click below!
It is very common your lender will pre-approve you for more money than you are comfortable paying. This is the time to discuss with your lender how much you are comfortable paying monthly and work backwards to a budget you feel good at.
Now that we know what you can afford, let’s discuss what you are looking for in a home. Do you already know where you ant to buy? Have you decided if you want a condo, townhome, or single-family home? Which features do you like and islike? What’s currently available on he market? If you answered no to any of these questions, now is the time to start researching.
This is the most fun part of the whole process! We will set up viewings of properties that fit within your budget and that pique your interest. As your agents, you will be getting daily emails of every new house that comes on the market that fits your criteria. Someone on our team is available 7 days a week to show homes, attend open houses, and answer any questions.
Once you find a home that you love, it’s time to make an offer! We’ll work together to determine the best price to offer based on the current market & competing offers. Sometimes, better terms on a contract can outweigh a higher price. That’s why you have us
on your team to strategize and beat out all other offers.
Our team schedules & organizes a licensed home inspector to every aspect of the home. This gives us the knowledge we need to get professional quotes on items that need the sellers attention prior to closing.
Although it is an essential step in the process, nobody like dealing with the paperwork that comes with purchasing a property. Thankfully, your lender and title business will handle everything, so when you are done, you will know you are the official owner of your new house
You are now the owner of a new home after completing the purchase by signing the last set of papers. After the documentation has been returned to the lender, it can take a few days for your loan to be approved, but as soon as the seller receives the check, you will be able to move into the house of your dreams.
Discover the methods I use to deliver exceptional service to every client. From the initial consultation to the final delivery, I follow a clear, reliable, and client-focused process designed to ensure quality at every step.
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